Financial Coaching
Picture a large bucket full of water. What if there were multiple holes in the bucket? How would you keep the bucket full? One way would be to pour more water into the bucket. The other solution is to plug the holes. The financial planning industry teaches you to pour more water into your bucket by selling you the idea that a higher rate of return on your investments or a lower interest rate on your mortgage rate is the solution. The average American pays over $500,000 in interest on their car purchases over a lifetime. What if you could cut that figure by 10%, 15%, or 25%? How would that impact your future?
Enjoy 'The Balanced Living System'! It offers you a revolutionary coaching process designed to reduced stress, answer questions, simplify life, and improve your communication skills. Your relationship with your spouse, loved ones, and fellow workers will benefit as you acquire clarity and direction into the future.
Here a short story from our blog that explains the role of a Financial Coach:
You just arrived home and find your teenage son has just injured his ankle chasing his younger brother through the living room. It seems the Yo-Yo was inadvertently left on the floor and your son adeptly found it when in pursuit. Quickly you pile into the car. He's in a bit of pain but it's not life or death. As you negotiate through traffic to the doctor's office, which doctor are you visiting today?
This question seems simple from a medical standpoint, but it's not that simple in the financial world. For example, the number one cause of marital discord is arguably money. So who is the expert at teaching you to communicate about money? Who is your 'Money Talk' coach?
Another example: Learning to save 10% of your income per month will outperform the current 401(k) strategies designed in the 1970's. Who is the expert that will teach you how to save your money and to spend it properly?
Financial Planners and Stock Brokers are the specialist of the financial world, but there are only 3 things you can do with money:
If you want to invest your money, hire a specialist, but if you want to gain control over your money and invest a little in you, along with learning how to vacuum negative emotion out of your finances, get a coach!
A Financial Coach specializes in the first two! Get a coach on your side to teach you how to save and how to spend. If you want the pressure of debt lifted from your shoulders, never to come back again, get a coach.
We have organized our coaching program into a comprehensive year-long program consisting of four quarters. The first two quarters are called Money Master and deals primarily with money and getting your financial house in order. Quarters three and four are called Money Talk because it deals with helping you learn how to communicate and think about money. Money Talk solidifies the financial philosophies taught in Money Master into life changing habits.
Want more information? Download and read the Money Prospector
| Questions? | - You can call us during our normal business hours (9am - 6pm PST) directly at |
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| How to Buy? | - Call us during normal business hours (9am - 6pm PST) directly at let us know which product you are interested in. |
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The Money Master Program™
The first half of the Balanced Living System is called The Money Master Program™. The Money Master Program™ is a comprehensive solution
to debt reduction, cash flow, and retirement preparation. More importantly, The Money Master Program™ will help you discover your
Financial Blueprint, and how to change the way you think, talk, and deal with money. It will provide you with the tools and knowledge required to
start cultivating a philosophy towards money and life that breeds success and happiness. One of the first steps to changing your life and your
financial situation is to know what exactly what it is you want. The Money Master Program™ is designed to help you discover what you want,
and then show you the path you need to take to get what you want. Again, this is not a quick fix, but rather a methodical look at finding the root
problem as opposed to covering up symptoms. The Money Master Program™ will make permanent changes in your life for the good. You will start
to see life differently as you start developing the Financial Blueprint that brings with it success and happiness. There are seven major modules that
make up The Money Master Program™.
Quadrant Living System
The Quadrant Living System gives you a new way to look at life. Your assets are divided up into four quadrants named, 1) Financial, 2) Human, 3) Intellectual, & 4) Civic. Following the Quadrant Living process means you sequentially focus your energy on the quadrant that typically is the most out of balance - the Financial Quadrant. Once your finances are organized, you take the new tools and the new habits learned and work on your family and your health within your Human Quadrant. The process continues until your life is in balance.
Commander's Intent™
Most people fail to gain financial traction because they don't know what they want so they live their lives in reaction mode. Commander's Intent™ puts you on the offensive with your money and gives you a clear direction to follow by helping you establish what it is you want. Don't worry about what all your friends are doing, if you want to predict the future, INVENT it! Commander's Intent™ teaches you how to reverse engineer your future and your happiness by discovering what it is you want.
The Board of Directors™
The #1 cause of financial discord is having 'unprotected financial talk.' Stop it! The technology boom has taken us down a path that leads to frustration. Just because a you can e-mail, text message, watch the ball game, and talk with your spouse all at the same time doesn't mean it's a good strategy. A BOD meeting is where couples go to have 'protected financial talk' and learn to solve problems without distractions. This allows them to 'be present' and get more done in less time. We've scripted your first four BOD meeting agendas. The results are amazing. We let you test drive the first BOD meeting for yourself. If your results are as good as most people's, you'll be back for more.
Strategy Focus™
The Strategy Focus™ is a tool to be used in harmony with your Commander's Intent™ and as an integral part of your Board of Directors meetings. The key to accomplishing what you want is breaking down your vision into bite size pieces or obstacles, and overcoming these obstacles one by one. Most people find Strategy Focus™ paramount in overcoming seemingly impossible odds of success.
The Responsibility Pyramid™
When holding a BOD (Board of Directors™), meeting we give you some Rules of Engagement to assist in making the best decisions possible. The Responsibility Pyramid is one of those tools. It is virtually impossible to have a fight when you follow these rules. What's more, you'll want to share this tool with your children and make it a family game. After you understand how powerful these rules are, you start to realize that money can be fun, because you're in control of it, instead of it controlling you.
Wealth Transfers
The average American gives away so much money during his/her lifetimes it's mind boggling. What's worse, is most of its being unknowingly given away! For example, just purchasing one car every 5 years over your lifetime will net you a cool 1/2 million dollars in give aways to the banks and credit unions of your choice. If you want some of that money back and desire to learn how to be your own Bank, you'll need help in pinpointing where your money bucket is leaking. The Wealth Transfer module is designed to help you find and fix all the areas where you're giving money away unknowingly and unnecessarily.
The Bank of U
This is the culmination of the saying 'teach a boy to fish, feed him for a lifetime.' The Bank of U is a wealth strategy that puts you in control of your future and saves you hundreds of thousands of dollars from being transferred away to financial institutions. The fascinating aspect of the Bank of U is the simplicity and common sense of the approach. You will wonder why everyone doesn't create their own Bank of U.| Questions? | - You can call us during our normal business hours (9am - 6pm PST) directly at |
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| How to Buy? | - Call us during normal business hours (9am - 6pm PST) directly at let us know which product you are interested in. |
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| Money Master | Money Talk | Money Works | |
|---|---|---|---|
| Price | $1,495.00 | $1,495.00 | $2,495.00 |
| Length | 6 months | 6 months | 12 months |
| Quarters | 1 - 2 | 3 - 4 | 1 - 4 |
| Commander's Intent | ![]() |
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| BOD Meetings | ![]() |
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| Strategy Focus | ![]() |
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| Wealth Tracker | ![]() |
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| Responsibility Pyramid | ![]() |
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| Debt Elimination | ![]() |
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| Circle Talk / Wealth Transfers | ![]() |
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| Indexing | ![]() |
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| HUB (Bank of U) | ![]() |
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| Annuities | ![]() |
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| Kolbe | ![]() |
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| The Box Factor | ![]() |
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| Retirement Rollover | ![]() |
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| Strategic Rollover | ![]() |
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| Family Systems | ![]() |
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| Invest in You! | ![]() |
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| Communication Pyramid | ![]() |
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| Ice Cream Experience | ![]() |
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| Land of Peace and Abundance | ![]() |
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| Unique Ability | ![]() |
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| Retirement Filter | ![]() |
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| Other Wealth Transfers | ![]() |
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| Trust and Will | ![]() |
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| Retirement Accounts | ![]() |
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| The Attention Getter | ![]() |
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| Retirement Ready or Not | ![]() |
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| Commander's Intent (Expanded) | ![]() |
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| Spending Game | ![]() |
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