Category Archives: Life Insurance

How Banks Make $ (part 4)

Now we take the structure of the Bank of U and integrate your business. Learn how owning your own business will super-charge your returns while keeping the risk at the level of a cd.

Whether you are self-employed or not, you can structure your finances to take tax advantage of how you use your own money.

Click here for part 4.

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How Banks Make $ (part 3)

In part 3 of How Banks Make $, an interesting thing happened in the late 1980s when a financial planner saw an opportunity for thousands of Americans to make a 75% rate of return using their life insurance policies. Tune in to discover how you can structure a similar scenario.

Click here to view the video.

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How Banks Make $ (part 2)

In this video the plot thickens. Once you understand what happened in the 1980s, move on to the 1990s and watch how even bank presidents were unaware of how money was made, even when interest rates drop.

Its common for us to think that when interest rates drop, banks and insurance companies make less money and vica versa. The videos shows you how the rate of return is not a function of lower or higher rates.

Remember, what you learn in these videos can be replicated in your own system.

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Permanent Life Insurance vs. Mutual Funds

In a recent discussion with a Financial Planner, the topic of Permanent Life Insurance (PLI) came up as an alternative to investing. The Planner felt that term insurance was preferred and that mutual funds or investing in the stock market is a better way to accumulate money.

I asked him the purpose for buying term insurance. He said for the death benefit. I pointed out that less than 1 percent of all term insurance policies pay a death benefit, due to medical conditions and monthly premium increases due to age.

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